LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,804
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,513
−HK$721/mo
Today · 4.125%
HK$24,234
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,468/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,369
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,050
−HK$690/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$865/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,850
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,443
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,260
−HK$828/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$33,779
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,926
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,919
−HK$1,009/mo
Today · 4.125%
HK$33,928
baseline
▲ 0.50% · 4.625%
HK$35,992
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,856/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,517
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,469
−HK$967/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,409
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,047
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,324
−HK$1,297/mo
Today · 4.125%
HK$43,621
baseline
▲ 0.50% · 4.625%
HK$46,275
+HK$2,654/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$87,242/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,665
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,889
−HK$1,243/mo
Today · 4.125%
HK$48,132
baseline
▲ 0.50% · 4.625%
HK$50,669
+HK$2,537/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$96,264/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,063 · Scale 2, in force from 26 Feb 2026)