LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,807
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$720/mo
Today · 4.125%
HK$24,237
baseline
▲ 0.50% · 4.625%
HK$25,712
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,474/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,373
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,053
−HK$691/mo
Today · 4.125%
HK$26,744
baseline
▲ 0.50% · 4.625%
HK$28,153
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,488/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,220
−HK$865/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,855
+HK$1,770/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,264
−HK$828/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$33,784
+HK$1,692/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,930
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$1,009/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$2,065/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,522
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$967/mo
Today · 4.125%
HK$37,441
baseline
▲ 0.50% · 4.625%
HK$39,414
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,882/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,053
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,330
−HK$1,297/mo
Today · 4.125%
HK$43,627
baseline
▲ 0.50% · 4.625%
HK$46,282
+HK$2,655/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$87,254/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,671
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,896
−HK$1,242/mo
Today · 4.125%
HK$48,138
baseline
▲ 0.50% · 4.625%
HK$50,676
+HK$2,538/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$96,276/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,201 · Scale 2, in force from 26 Feb 2026)