LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,809
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$721/mo
Today · 4.125%
HK$24,240
baseline
▲ 0.50% · 4.625%
HK$25,715
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,480/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,375
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,056
−HK$690/mo
Today · 4.125%
HK$26,746
baseline
▲ 0.50% · 4.625%
HK$28,156
+HK$1,410/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,492/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,222
−HK$866/mo
Today · 4.125%
HK$29,088
baseline
▲ 0.50% · 4.625%
HK$30,857
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,176/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,450
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,267
−HK$828/mo
Today · 4.125%
HK$32,095
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,692/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,190/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,009/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,065/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$966/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,974/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,057
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,334
−HK$1,297/mo
Today · 4.125%
HK$43,631
baseline
▲ 0.50% · 4.625%
HK$46,286
+HK$2,655/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$87,262/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,675
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,900
−HK$1,243/mo
Today · 4.125%
HK$48,143
baseline
▲ 0.50% · 4.625%
HK$50,680
+HK$2,537/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$96,286/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,293 · Scale 2, in force from 26 Feb 2026)