LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,811
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,520
−HK$721/mo
Today · 4.125%
HK$24,241
baseline
▲ 0.50% · 4.625%
HK$25,716
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,482/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,377
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,057
−HK$691/mo
Today · 4.125%
HK$26,748
baseline
▲ 0.50% · 4.625%
HK$28,158
+HK$1,410/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,496/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,373
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,224
−HK$865/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,860
+HK$1,771/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,269
−HK$828/mo
Today · 4.125%
HK$32,097
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,692/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,194/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,935
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,928
−HK$1,010/mo
Today · 4.125%
HK$33,938
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$2,065/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,876/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,527
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$967/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$1,974/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,059
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,337
−HK$1,297/mo
Today · 4.125%
HK$43,634
baseline
▲ 0.50% · 4.625%
HK$46,289
+HK$2,655/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$87,268/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,678
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,903
−HK$1,243/mo
Today · 4.125%
HK$48,146
baseline
▲ 0.50% · 4.625%
HK$50,684
+HK$2,538/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$96,292/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,361 · Scale 2, in force from 26 Feb 2026)