LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,812
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$720/mo
Today · 4.125%
HK$24,242
baseline
▲ 0.50% · 4.625%
HK$25,718
+HK$1,476/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,484/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,059
−HK$690/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,410/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$865/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,770/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,454
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$829/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,692/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,937
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$1,009/mo
Today · 4.125%
HK$33,939
baseline
▲ 0.50% · 4.625%
HK$36,005
+HK$2,066/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,878/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,529
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$967/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,423
+HK$1,974/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,062
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,339
−HK$1,297/mo
Today · 4.125%
HK$43,636
baseline
▲ 0.50% · 4.625%
HK$46,292
+HK$2,656/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$87,272/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,681
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,906
−HK$1,243/mo
Today · 4.125%
HK$48,149
baseline
▲ 0.50% · 4.625%
HK$50,686
+HK$2,537/mo
Deposit HK$1.00M · loan HK$9.00M · min. income ≈ HK$96,298/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,413 · Scale 2, in force from 26 Feb 2026)