LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,822
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$721/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,728
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,070
−HK$691/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,171
+HK$1,410/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$865/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,771/mo
Deposit HK$4.00M · loan HK$6.01M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$829/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,692/mo
Deposit HK$4.00M · loan HK$6.01M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$1,010/mo
Today · 4.125%
HK$33,954
baseline
▲ 0.50% · 4.625%
HK$36,020
+HK$2,066/mo
Deposit HK$3.00M · loan HK$7.01M · min. income ≈ HK$67,908/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,544
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$967/mo
Today · 4.125%
HK$37,465
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$1,975/mo
Deposit HK$3.00M · loan HK$7.01M · min. income ≈ HK$74,930/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,079
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,357
−HK$1,298/mo
Today · 4.125%
HK$43,655
baseline
▲ 0.50% · 4.625%
HK$46,311
+HK$2,656/mo
Deposit HK$1.00M · loan HK$9.01M · min. income ≈ HK$87,310/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,700
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,926
−HK$1,243/mo
Today · 4.125%
HK$48,169
baseline
▲ 0.50% · 4.625%
HK$50,708
+HK$2,539/mo
Deposit HK$1.00M · loan HK$9.01M · min. income ≈ HK$96,338/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$370,837 · Scale 2, in force from 26 Feb 2026)