LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,834
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$721/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,743
+HK$1,477/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$691/mo
Today · 4.125%
HK$26,775
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,412/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$53,550/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,401
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$866/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,891
+HK$1,771/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$830/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$33,824
+HK$1,693/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,968
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$1,010/mo
Today · 4.125%
HK$33,973
baseline
▲ 0.50% · 4.625%
HK$36,040
+HK$2,067/mo
Deposit HK$3.00M · loan HK$7.01M · min. income ≈ HK$67,946/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,564
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,518
−HK$968/mo
Today · 4.125%
HK$37,486
baseline
▲ 0.50% · 4.625%
HK$39,462
+HK$1,976/mo
Deposit HK$3.00M · loan HK$7.01M · min. income ≈ HK$74,972/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,102
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,299/mo
Today · 4.125%
HK$43,679
baseline
▲ 0.50% · 4.625%
HK$46,337
+HK$2,658/mo
Deposit HK$1.00M · loan HK$9.01M · min. income ≈ HK$87,358/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,725
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,952
−HK$1,244/mo
Today · 4.125%
HK$48,196
baseline
▲ 0.50% · 4.625%
HK$50,736
+HK$2,540/mo
Deposit HK$1.00M · loan HK$9.01M · min. income ≈ HK$96,392/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$371,396 · Scale 2, in force from 26 Feb 2026)