LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,853
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,564
−HK$722/mo
Today · 4.125%
HK$24,286
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,478/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$48,572/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,424
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,106
−HK$691/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,210
+HK$1,413/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,424
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,277
−HK$866/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,917
+HK$1,774/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,509
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,327
−HK$830/mo
Today · 4.125%
HK$32,157
baseline
▲ 0.50% · 4.625%
HK$33,852
+HK$1,695/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$64,314/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$1,011/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$36,069
+HK$2,068/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,593
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,548
−HK$968/mo
Today · 4.125%
HK$37,516
baseline
▲ 0.50% · 4.625%
HK$39,494
+HK$1,978/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$75,032/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,136
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,415
−HK$1,300/mo
Today · 4.125%
HK$43,715
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,660/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$87,430/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,763
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,990
−HK$1,245/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$50,778
+HK$2,543/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$372,216 · Scale 2, in force from 26 Feb 2026)