LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,859
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,570
−HK$723/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,478/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,431
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$692/mo
Today · 4.125%
HK$26,805
baseline
▲ 0.50% · 4.625%
HK$28,218
+HK$1,413/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$53,610/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,431
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$866/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,925
+HK$1,774/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,517
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$830/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$33,861
+HK$1,695/mo
Deposit HK$4.01M · loan HK$6.01M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,003
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$1,011/mo
Today · 4.125%
HK$34,010
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$2,070/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$68,020/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,603
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,558
−HK$969/mo
Today · 4.125%
HK$37,527
baseline
▲ 0.50% · 4.625%
HK$39,505
+HK$1,978/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$75,054/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,300/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,388
+HK$2,661/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,776
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,003
−HK$1,246/mo
Today · 4.125%
HK$48,249
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,543/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$96,498/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$372,494 · Scale 2, in force from 26 Feb 2026)