LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,861
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,572
−HK$723/mo
Today · 4.125%
HK$24,295
baseline
▲ 0.50% · 4.625%
HK$25,773
+HK$1,478/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$48,590/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,433
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,115
−HK$692/mo
Today · 4.125%
HK$26,807
baseline
▲ 0.50% · 4.625%
HK$28,220
+HK$1,413/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$53,614/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,433
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$867/mo
Today · 4.125%
HK$29,154
baseline
▲ 0.50% · 4.625%
HK$30,928
+HK$1,774/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$58,308/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,519
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,338
−HK$830/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$33,864
+HK$1,696/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,006
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,001
−HK$1,012/mo
Today · 4.125%
HK$34,013
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$2,069/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$68,026/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,606
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$969/mo
Today · 4.125%
HK$37,530
baseline
▲ 0.50% · 4.625%
HK$39,508
+HK$1,978/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$75,060/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,150
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,430
−HK$1,300/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,661/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,779
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,245/mo
Today · 4.125%
HK$48,252
baseline
▲ 0.50% · 4.625%
HK$50,796
+HK$2,544/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$96,504/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$372,569 · Scale 2, in force from 26 Feb 2026)