LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,863
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$722/mo
Today · 4.125%
HK$24,297
baseline
▲ 0.50% · 4.625%
HK$25,776
+HK$1,479/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$48,594/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,435
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$693/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,223
+HK$1,413/mo
Deposit HK$5.01M · loan HK$5.01M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,436
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,290
−HK$867/mo
Today · 4.125%
HK$29,157
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,774/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$58,314/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,522
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,341
−HK$830/mo
Today · 4.125%
HK$32,171
baseline
▲ 0.50% · 4.625%
HK$33,867
+HK$1,696/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$64,342/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,009
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,004
−HK$1,012/mo
Today · 4.125%
HK$34,016
baseline
▲ 0.50% · 4.625%
HK$36,086
+HK$2,070/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$68,032/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,609
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,564
−HK$969/mo
Today · 4.125%
HK$37,533
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$1,979/mo
Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$75,066/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,154
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,434
−HK$1,301/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,661/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,011
−HK$1,246/mo
Today · 4.125%
HK$48,257
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,544/mo
Deposit HK$1.00M · loan HK$9.02M · min. income ≈ HK$96,514/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$372,670 · Scale 2, in force from 26 Feb 2026)