LTV · monthly repayment
▼ 0.50% · 3.625%
HK$228,749
−HK$14,345/mo
▼ 0.25% · 3.875%
HK$235,865
−HK$7,229/mo
Today · 4.125%
HK$243,094
baseline
▲ 0.50% · 4.625%
HK$257,886
+HK$14,792/mo
Deposit HK$50.16M · loan HK$50.16M · min. income ≈ HK$486,188/mo (50% DSR)
Upfront cash ≈ HK$54.50M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,481
−HK$13,749/mo
▼ 0.25% · 3.875%
HK$261,306
−HK$6,924/mo
Today · 4.125%
HK$268,230
baseline
▲ 0.50% · 4.625%
HK$282,369
+HK$14,139/mo
Deposit HK$50.16M · loan HK$50.16M · min. income ≈ HK$536,460/mo (50% DSR)
Upfront cash ≈ HK$54.50M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,499
−HK$17,214/mo
▼ 0.25% · 3.875%
HK$283,038
−HK$8,675/mo
Today · 4.125%
HK$291,713
baseline
▲ 0.50% · 4.625%
HK$309,463
+HK$17,750/mo
Deposit HK$40.13M · loan HK$60.19M · min. income ≈ HK$583,426/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,378
−HK$16,498/mo
▼ 0.25% · 3.875%
HK$313,568
−HK$8,308/mo
Today · 4.125%
HK$321,876
baseline
▲ 0.50% · 4.625%
HK$338,843
+HK$16,967/mo
Deposit HK$40.13M · loan HK$60.19M · min. income ≈ HK$643,752/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,249
−HK$20,082/mo
▼ 0.25% · 3.875%
HK$330,211
−HK$10,120/mo
Today · 4.125%
HK$340,331
baseline
▲ 0.50% · 4.625%
HK$361,040
+HK$20,709/mo
Deposit HK$30.10M · loan HK$70.22M · min. income ≈ HK$680,662/mo (50% DSR)
Upfront cash ≈ HK$34.44M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,274
−HK$19,248/mo
▼ 0.25% · 3.875%
HK$365,829
−HK$9,693/mo
Today · 4.125%
HK$375,522
baseline
▲ 0.50% · 4.625%
HK$395,316
+HK$19,794/mo
Deposit HK$30.10M · loan HK$70.22M · min. income ≈ HK$751,044/mo (50% DSR)
Upfront cash ≈ HK$34.44M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,749
−HK$25,820/mo
▼ 0.25% · 3.875%
HK$424,556
−HK$13,013/mo
Today · 4.125%
HK$437,569
baseline
▲ 0.50% · 4.625%
HK$464,194
+HK$26,625/mo
Deposit HK$10.03M · loan HK$90.29M · min. income ≈ HK$875,138/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,066
−HK$24,748/mo
▼ 0.25% · 3.875%
HK$470,351
−HK$12,463/mo
Today · 4.125%
HK$482,814
baseline
▲ 0.50% · 4.625%
HK$508,264
+HK$25,450/mo
Deposit HK$10.03M · loan HK$90.29M · min. income ≈ HK$965,628/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$4,345,203 · Scale 2, in force from 26 Feb 2026)