LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,884
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$723/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,799
+HK$1,480/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,141
−HK$693/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,414/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,461
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$868/mo
Today · 4.125%
HK$29,183
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,776/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$58,366/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,550
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$831/mo
Today · 4.125%
HK$32,201
baseline
▲ 0.50% · 4.625%
HK$33,898
+HK$1,697/mo
Deposit HK$4.01M · loan HK$6.02M · min. income ≈ HK$64,402/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,038
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,035
−HK$1,012/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$36,119
+HK$2,072/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,642
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,598
−HK$970/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,548
+HK$1,980/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,192
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,473
−HK$1,302/mo
Today · 4.125%
HK$43,775
baseline
▲ 0.50% · 4.625%
HK$46,438
+HK$2,663/mo
Deposit HK$1.00M · loan HK$9.03M · min. income ≈ HK$87,550/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,825
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,054
−HK$1,247/mo
Today · 4.125%
HK$48,301
baseline
▲ 0.50% · 4.625%
HK$50,847
+HK$2,546/mo
Deposit HK$1.00M · loan HK$9.03M · min. income ≈ HK$96,602/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$373,584 · Scale 2, in force from 26 Feb 2026)