LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,895
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,607
−HK$723/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,811
+HK$1,481/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,470
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,153
−HK$693/mo
Today · 4.125%
HK$26,846
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,415/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$53,692/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,474
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$868/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,777/mo
Deposit HK$4.02M · loan HK$6.02M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,564
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$831/mo
Today · 4.125%
HK$32,215
baseline
▲ 0.50% · 4.625%
HK$33,913
+HK$1,698/mo
Deposit HK$4.02M · loan HK$6.02M · min. income ≈ HK$64,430/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,049
−HK$1,013/mo
Today · 4.125%
HK$34,062
baseline
▲ 0.50% · 4.625%
HK$36,135
+HK$2,073/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$68,124/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,658
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,614
−HK$971/mo
Today · 4.125%
HK$37,585
baseline
▲ 0.50% · 4.625%
HK$39,566
+HK$1,981/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$75,170/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,492
−HK$1,303/mo
Today · 4.125%
HK$43,795
baseline
▲ 0.50% · 4.625%
HK$46,459
+HK$2,664/mo
Deposit HK$1.00M · loan HK$9.04M · min. income ≈ HK$87,590/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,846
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,076
−HK$1,247/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$50,870
+HK$2,547/mo
Deposit HK$1.00M · loan HK$9.04M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$374,037 · Scale 2, in force from 26 Feb 2026)