LTV · monthly repayment
▼ 0.50% · 3.625%
HK$228,977
−HK$14,359/mo
▼ 0.25% · 3.875%
HK$236,100
−HK$7,236/mo
Today · 4.125%
HK$243,336
baseline
▲ 0.50% · 4.625%
HK$258,143
+HK$14,807/mo
Deposit HK$50.21M · loan HK$50.21M · min. income ≈ HK$486,672/mo (50% DSR)
Upfront cash ≈ HK$54.58M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,735
−HK$13,763/mo
▼ 0.25% · 3.875%
HK$261,567
−HK$6,931/mo
Today · 4.125%
HK$268,498
baseline
▲ 0.50% · 4.625%
HK$282,650
+HK$14,152/mo
Deposit HK$50.21M · loan HK$50.21M · min. income ≈ HK$536,996/mo (50% DSR)
Upfront cash ≈ HK$54.58M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,773
−HK$17,230/mo
▼ 0.25% · 3.875%
HK$283,320
−HK$8,683/mo
Today · 4.125%
HK$292,003
baseline
▲ 0.50% · 4.625%
HK$309,771
+HK$17,768/mo
Deposit HK$40.17M · loan HK$60.25M · min. income ≈ HK$584,006/mo (50% DSR)
Upfront cash ≈ HK$44.54M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,682
−HK$16,515/mo
▼ 0.25% · 3.875%
HK$313,880
−HK$8,317/mo
Today · 4.125%
HK$322,197
baseline
▲ 0.50% · 4.625%
HK$339,180
+HK$16,983/mo
Deposit HK$40.17M · loan HK$60.25M · min. income ≈ HK$644,394/mo (50% DSR)
Upfront cash ≈ HK$44.54M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,568
−HK$20,103/mo
▼ 0.25% · 3.875%
HK$330,540
−HK$10,131/mo
Today · 4.125%
HK$340,671
baseline
▲ 0.50% · 4.625%
HK$361,400
+HK$20,729/mo
Deposit HK$30.13M · loan HK$70.29M · min. income ≈ HK$681,342/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,629
−HK$19,268/mo
▼ 0.25% · 3.875%
HK$366,194
−HK$9,703/mo
Today · 4.125%
HK$375,897
baseline
▲ 0.50% · 4.625%
HK$395,711
+HK$19,814/mo
Deposit HK$30.13M · loan HK$70.29M · min. income ≈ HK$751,794/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,159
−HK$25,846/mo
▼ 0.25% · 3.875%
HK$424,980
−HK$13,025/mo
Today · 4.125%
HK$438,005
baseline
▲ 0.50% · 4.625%
HK$464,657
+HK$26,652/mo
Deposit HK$10.04M · loan HK$90.38M · min. income ≈ HK$876,010/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,523
−HK$24,773/mo
▼ 0.25% · 3.875%
HK$470,820
−HK$12,476/mo
Today · 4.125%
HK$483,296
baseline
▲ 0.50% · 4.625%
HK$508,771
+HK$25,475/mo
Deposit HK$10.04M · loan HK$90.38M · min. income ≈ HK$966,592/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$4,375,209 · Scale 2, in force from 26 Feb 2026)