LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,904
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$724/mo
Today · 4.125%
HK$24,340
baseline
▲ 0.50% · 4.625%
HK$25,821
+HK$1,481/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$48,680/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,480
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,163
−HK$694/mo
Today · 4.125%
HK$26,857
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,415/mo
Deposit HK$5.02M · loan HK$5.02M · min. income ≈ HK$53,714/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,484
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,339
−HK$869/mo
Today · 4.125%
HK$29,208
baseline
▲ 0.50% · 4.625%
HK$30,985
+HK$1,777/mo
Deposit HK$4.02M · loan HK$6.03M · min. income ≈ HK$58,416/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,396
−HK$832/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$33,927
+HK$1,699/mo
Deposit HK$4.02M · loan HK$6.03M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,062
−HK$1,014/mo
Today · 4.125%
HK$34,076
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$2,073/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$68,152/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,672
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$970/mo
Today · 4.125%
HK$37,599
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$1,982/mo
Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$75,198/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,226
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,303/mo
Today · 4.125%
HK$43,812
baseline
▲ 0.50% · 4.625%
HK$46,478
+HK$2,666/mo
Deposit HK$1.00M · loan HK$9.04M · min. income ≈ HK$87,624/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,094
−HK$1,248/mo
Today · 4.125%
HK$48,342
baseline
▲ 0.50% · 4.625%
HK$50,890
+HK$2,548/mo
Deposit HK$1.00M · loan HK$9.04M · min. income ≈ HK$96,684/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$374,430 · Scale 2, in force from 26 Feb 2026)