LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,084
−HK$14,366/mo
▼ 0.25% · 3.875%
HK$236,210
−HK$7,240/mo
Today · 4.125%
HK$243,450
baseline
▲ 0.50% · 4.625%
HK$258,263
+HK$14,813/mo
Deposit HK$50.23M · loan HK$50.23M · min. income ≈ HK$486,900/mo (50% DSR)
Upfront cash ≈ HK$54.62M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,854
−HK$13,769/mo
▼ 0.25% · 3.875%
HK$261,689
−HK$6,934/mo
Today · 4.125%
HK$268,623
baseline
▲ 0.50% · 4.625%
HK$282,782
+HK$14,159/mo
Deposit HK$50.23M · loan HK$50.23M · min. income ≈ HK$537,246/mo (50% DSR)
Upfront cash ≈ HK$54.62M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,901
−HK$17,239/mo
▼ 0.25% · 3.875%
HK$283,452
−HK$8,688/mo
Today · 4.125%
HK$292,140
baseline
▲ 0.50% · 4.625%
HK$309,916
+HK$17,776/mo
Deposit HK$40.19M · loan HK$60.28M · min. income ≈ HK$584,280/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,824
−HK$16,523/mo
▼ 0.25% · 3.875%
HK$314,026
−HK$8,321/mo
Today · 4.125%
HK$322,347
baseline
▲ 0.50% · 4.625%
HK$339,338
+HK$16,991/mo
Deposit HK$40.19M · loan HK$60.28M · min. income ≈ HK$644,694/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,718
−HK$20,111/mo
▼ 0.25% · 3.875%
HK$330,694
−HK$10,135/mo
Today · 4.125%
HK$340,829
baseline
▲ 0.50% · 4.625%
HK$361,568
+HK$20,739/mo
Deposit HK$30.14M · loan HK$70.32M · min. income ≈ HK$681,658/mo (50% DSR)
Upfront cash ≈ HK$34.53M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,795
−HK$19,277/mo
▼ 0.25% · 3.875%
HK$366,364
−HK$9,708/mo
Today · 4.125%
HK$376,072
baseline
▲ 0.50% · 4.625%
HK$395,895
+HK$19,823/mo
Deposit HK$30.14M · loan HK$70.32M · min. income ≈ HK$752,144/mo (50% DSR)
Upfront cash ≈ HK$34.53M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,351
−HK$25,858/mo
▼ 0.25% · 3.875%
HK$425,178
−HK$13,031/mo
Today · 4.125%
HK$438,209
baseline
▲ 0.50% · 4.625%
HK$464,873
+HK$26,664/mo
Deposit HK$10.05M · loan HK$90.42M · min. income ≈ HK$876,418/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,737
−HK$24,784/mo
▼ 0.25% · 3.875%
HK$471,040
−HK$12,481/mo
Today · 4.125%
HK$483,521
baseline
▲ 0.50% · 4.625%
HK$509,008
+HK$25,487/mo
Deposit HK$10.05M · loan HK$90.42M · min. income ≈ HK$967,042/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$4,389,243 · Scale 2, in force from 26 Feb 2026)