LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,932
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$724/mo
Today · 4.125%
HK$24,370
baseline
▲ 0.50% · 4.625%
HK$25,853
+HK$1,483/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$48,740/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$694/mo
Today · 4.125%
HK$26,890
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,418/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$53,780/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$870/mo
Today · 4.125%
HK$29,245
baseline
▲ 0.50% · 4.625%
HK$31,024
+HK$1,779/mo
Deposit HK$4.02M · loan HK$6.03M · min. income ≈ HK$58,490/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,436
−HK$832/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,701/mo
Deposit HK$4.02M · loan HK$6.03M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$1,015/mo
Today · 4.125%
HK$34,119
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$2,076/mo
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$68,238/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,717
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$972/mo
Today · 4.125%
HK$37,647
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$1,984/mo
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$75,294/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,305/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,536
+HK$2,669/mo
Deposit HK$1.01M · loan HK$9.05M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,922
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,250/mo
Today · 4.125%
HK$48,403
baseline
▲ 0.50% · 4.625%
HK$50,954
+HK$2,551/mo
Deposit HK$1.01M · loan HK$9.05M · min. income ≈ HK$96,806/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$375,695 · Scale 2, in force from 26 Feb 2026)