LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,948
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$726/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,484/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,529
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$694/mo
Today · 4.125%
HK$26,908
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,419/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$53,816/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,537
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,394
−HK$870/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$31,045
+HK$1,781/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,635
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$834/mo
Today · 4.125%
HK$32,290
baseline
▲ 0.50% · 4.625%
HK$33,992
+HK$1,702/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$64,580/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,127
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$1,015/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$2,078/mo
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,741
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$973/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$1,985/mo
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,306
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,305/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,567
+HK$2,671/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,952
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,185
−HK$1,250/mo
Today · 4.125%
HK$48,435
baseline
▲ 0.50% · 4.625%
HK$50,988
+HK$2,553/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$96,870/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,364 · Scale 2, in force from 26 Feb 2026)