LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,496
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,634
−HK$7,253/mo
Today · 4.125%
HK$243,887
baseline
▲ 0.50% · 4.625%
HK$258,727
+HK$14,840/mo
Deposit HK$50.32M · loan HK$50.32M · min. income ≈ HK$487,774/mo (50% DSR)
Upfront cash ≈ HK$54.77M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,312
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,159
−HK$6,946/mo
Today · 4.125%
HK$269,105
baseline
▲ 0.50% · 4.625%
HK$283,290
+HK$14,185/mo
Deposit HK$50.32M · loan HK$50.32M · min. income ≈ HK$538,210/mo (50% DSR)
Upfront cash ≈ HK$54.77M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,395
−HK$17,269/mo
▼ 0.25% · 3.875%
HK$283,961
−HK$8,703/mo
Today · 4.125%
HK$292,664
baseline
▲ 0.50% · 4.625%
HK$310,472
+HK$17,808/mo
Deposit HK$40.26M · loan HK$60.39M · min. income ≈ HK$585,328/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,374
−HK$16,552/mo
▼ 0.25% · 3.875%
HK$314,591
−HK$8,335/mo
Today · 4.125%
HK$322,926
baseline
▲ 0.50% · 4.625%
HK$339,948
+HK$17,022/mo
Deposit HK$40.26M · loan HK$60.39M · min. income ≈ HK$645,852/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,294
−HK$20,148/mo
▼ 0.25% · 3.875%
HK$331,288
−HK$10,154/mo
Today · 4.125%
HK$341,442
baseline
▲ 0.50% · 4.625%
HK$362,218
+HK$20,776/mo
Deposit HK$30.19M · loan HK$70.45M · min. income ≈ HK$682,884/mo (50% DSR)
Upfront cash ≈ HK$34.64M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,436
−HK$19,311/mo
▼ 0.25% · 3.875%
HK$367,022
−HK$9,725/mo
Today · 4.125%
HK$376,747
baseline
▲ 0.50% · 4.625%
HK$396,606
+HK$19,859/mo
Deposit HK$30.19M · loan HK$70.45M · min. income ≈ HK$753,494/mo (50% DSR)
Upfront cash ≈ HK$34.64M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,092
−HK$25,905/mo
▼ 0.25% · 3.875%
HK$425,942
−HK$13,055/mo
Today · 4.125%
HK$438,997
baseline
▲ 0.50% · 4.625%
HK$465,708
+HK$26,711/mo
Deposit HK$10.06M · loan HK$90.58M · min. income ≈ HK$877,994/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,561
−HK$24,828/mo
▼ 0.25% · 3.875%
HK$471,886
−HK$12,503/mo
Today · 4.125%
HK$484,389
baseline
▲ 0.50% · 4.625%
HK$509,922
+HK$25,533/mo
Deposit HK$10.06M · loan HK$90.58M · min. income ≈ HK$968,778/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$4,443,390 · Scale 2, in force from 26 Feb 2026)