LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,953
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$726/mo
Today · 4.125%
HK$24,392
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,484/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$48,784/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,534
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,219
−HK$695/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,333
+HK$1,419/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,543
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$870/mo
Today · 4.125%
HK$29,270
baseline
▲ 0.50% · 4.625%
HK$31,051
+HK$1,781/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$58,540/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,641
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,463
−HK$834/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$33,999
+HK$1,702/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,134
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$1,016/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$2,077/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,748
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$973/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,666
+HK$1,986/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,315
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,600
−HK$1,305/mo
Today · 4.125%
HK$43,905
baseline
▲ 0.50% · 4.625%
HK$46,577
+HK$2,672/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$87,810/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,962
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,250/mo
Today · 4.125%
HK$48,445
baseline
▲ 0.50% · 4.625%
HK$50,999
+HK$2,554/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$96,890/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,577 · Scale 2, in force from 26 Feb 2026)