LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,953
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,667
−HK$726/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,877
+HK$1,484/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,535
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,220
−HK$695/mo
Today · 4.125%
HK$26,915
baseline
▲ 0.50% · 4.625%
HK$28,334
+HK$1,419/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$53,830/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,544
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$870/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$31,052
+HK$1,781/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$834/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,001
+HK$1,703/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,135
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,134
−HK$1,016/mo
Today · 4.125%
HK$34,150
baseline
▲ 0.50% · 4.625%
HK$36,228
+HK$2,078/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,300/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,750
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,708
−HK$973/mo
Today · 4.125%
HK$37,681
baseline
▲ 0.50% · 4.625%
HK$39,667
+HK$1,986/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$75,362/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,316
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,601
−HK$1,306/mo
Today · 4.125%
HK$43,907
baseline
▲ 0.50% · 4.625%
HK$46,579
+HK$2,672/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$87,814/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,964
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,197
−HK$1,250/mo
Today · 4.125%
HK$48,447
baseline
▲ 0.50% · 4.625%
HK$51,001
+HK$2,554/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$96,894/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,617 · Scale 2, in force from 26 Feb 2026)