LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,536
−HK$14,394/mo
▼ 0.25% · 3.875%
HK$236,676
−HK$7,254/mo
Today · 4.125%
HK$243,930
baseline
▲ 0.50% · 4.625%
HK$258,773
+HK$14,843/mo
Deposit HK$50.33M · loan HK$50.33M · min. income ≈ HK$487,860/mo (50% DSR)
Upfront cash ≈ HK$54.78M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,357
−HK$13,796/mo
▼ 0.25% · 3.875%
HK$262,205
−HK$6,948/mo
Today · 4.125%
HK$269,153
baseline
▲ 0.50% · 4.625%
HK$283,340
+HK$14,187/mo
Deposit HK$50.33M · loan HK$50.33M · min. income ≈ HK$538,306/mo (50% DSR)
Upfront cash ≈ HK$54.78M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,443
−HK$17,273/mo
▼ 0.25% · 3.875%
HK$284,011
−HK$8,705/mo
Today · 4.125%
HK$292,716
baseline
▲ 0.50% · 4.625%
HK$310,527
+HK$17,811/mo
Deposit HK$40.26M · loan HK$60.40M · min. income ≈ HK$585,432/mo (50% DSR)
Upfront cash ≈ HK$44.71M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,428
−HK$16,555/mo
▼ 0.25% · 3.875%
HK$314,646
−HK$8,337/mo
Today · 4.125%
HK$322,983
baseline
▲ 0.50% · 4.625%
HK$340,008
+HK$17,025/mo
Deposit HK$40.26M · loan HK$60.40M · min. income ≈ HK$645,966/mo (50% DSR)
Upfront cash ≈ HK$44.71M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,351
−HK$20,151/mo
▼ 0.25% · 3.875%
HK$331,346
−HK$10,156/mo
Today · 4.125%
HK$341,502
baseline
▲ 0.50% · 4.625%
HK$362,282
+HK$20,780/mo
Deposit HK$30.20M · loan HK$70.46M · min. income ≈ HK$683,004/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,499
−HK$19,315/mo
▼ 0.25% · 3.875%
HK$367,087
−HK$9,727/mo
Today · 4.125%
HK$376,814
baseline
▲ 0.50% · 4.625%
HK$396,676
+HK$19,862/mo
Deposit HK$30.20M · loan HK$70.46M · min. income ≈ HK$753,628/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,165
−HK$25,909/mo
▼ 0.25% · 3.875%
HK$426,017
−HK$13,057/mo
Today · 4.125%
HK$439,074
baseline
▲ 0.50% · 4.625%
HK$465,791
+HK$26,717/mo
Deposit HK$10.07M · loan HK$90.60M · min. income ≈ HK$878,148/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,642
−HK$24,833/mo
▼ 0.25% · 3.875%
HK$471,969
−HK$12,506/mo
Today · 4.125%
HK$484,475
baseline
▲ 0.50% · 4.625%
HK$510,012
+HK$25,537/mo
Deposit HK$10.07M · loan HK$90.60M · min. income ≈ HK$968,950/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$4,448,731 · Scale 2, in force from 26 Feb 2026)