LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,546
−HK$14,395/mo
▼ 0.25% · 3.875%
HK$236,687
−HK$7,254/mo
Today · 4.125%
HK$243,941
baseline
▲ 0.50% · 4.625%
HK$258,784
+HK$14,843/mo
Deposit HK$50.33M · loan HK$50.33M · min. income ≈ HK$487,882/mo (50% DSR)
Upfront cash ≈ HK$54.78M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,368
−HK$13,797/mo
▼ 0.25% · 3.875%
HK$262,217
−HK$6,948/mo
Today · 4.125%
HK$269,165
baseline
▲ 0.50% · 4.625%
HK$283,353
+HK$14,188/mo
Deposit HK$50.33M · loan HK$50.33M · min. income ≈ HK$538,330/mo (50% DSR)
Upfront cash ≈ HK$54.78M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,456
−HK$17,273/mo
▼ 0.25% · 3.875%
HK$284,024
−HK$8,705/mo
Today · 4.125%
HK$292,729
baseline
▲ 0.50% · 4.625%
HK$310,541
+HK$17,812/mo
Deposit HK$40.27M · loan HK$60.40M · min. income ≈ HK$585,458/mo (50% DSR)
Upfront cash ≈ HK$44.72M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,442
−HK$16,556/mo
▼ 0.25% · 3.875%
HK$314,660
−HK$8,338/mo
Today · 4.125%
HK$322,998
baseline
▲ 0.50% · 4.625%
HK$340,023
+HK$17,025/mo
Deposit HK$40.27M · loan HK$60.40M · min. income ≈ HK$645,996/mo (50% DSR)
Upfront cash ≈ HK$44.72M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,365
−HK$20,152/mo
▼ 0.25% · 3.875%
HK$331,361
−HK$10,156/mo
Today · 4.125%
HK$341,517
baseline
▲ 0.50% · 4.625%
HK$362,298
+HK$20,781/mo
Deposit HK$30.20M · loan HK$70.47M · min. income ≈ HK$683,034/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,515
−HK$19,316/mo
▼ 0.25% · 3.875%
HK$367,104
−HK$9,727/mo
Today · 4.125%
HK$376,831
baseline
▲ 0.50% · 4.625%
HK$396,694
+HK$19,863/mo
Deposit HK$30.20M · loan HK$70.47M · min. income ≈ HK$753,662/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,183
−HK$25,911/mo
▼ 0.25% · 3.875%
HK$426,036
−HK$13,058/mo
Today · 4.125%
HK$439,094
baseline
▲ 0.50% · 4.625%
HK$465,811
+HK$26,717/mo
Deposit HK$10.07M · loan HK$90.60M · min. income ≈ HK$878,188/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,662
−HK$24,834/mo
▼ 0.25% · 3.875%
HK$471,990
−HK$12,506/mo
Today · 4.125%
HK$484,496
baseline
▲ 0.50% · 4.625%
HK$510,035
+HK$25,539/mo
Deposit HK$10.07M · loan HK$90.60M · min. income ≈ HK$968,992/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$4,450,066 · Scale 2, in force from 26 Feb 2026)