LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,960
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$725/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,884
+HK$1,485/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,227
−HK$695/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,341
+HK$1,419/mo
Deposit HK$5.03M · loan HK$5.03M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,552
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$870/mo
Today · 4.125%
HK$29,279
baseline
▲ 0.50% · 4.625%
HK$31,061
+HK$1,782/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$58,558/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,651
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,473
−HK$834/mo
Today · 4.125%
HK$32,307
baseline
▲ 0.50% · 4.625%
HK$34,010
+HK$1,703/mo
Deposit HK$4.03M · loan HK$6.04M · min. income ≈ HK$64,614/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,143
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$1,016/mo
Today · 4.125%
HK$34,159
baseline
▲ 0.50% · 4.625%
HK$36,238
+HK$2,079/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,318/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,759
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,718
−HK$973/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$1,987/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,327
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,613
−HK$1,306/mo
Today · 4.125%
HK$43,919
baseline
▲ 0.50% · 4.625%
HK$46,591
+HK$2,672/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$87,838/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,976
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,209
−HK$1,251/mo
Today · 4.125%
HK$48,460
baseline
▲ 0.50% · 4.625%
HK$51,015
+HK$2,555/mo
Deposit HK$1.01M · loan HK$9.06M · min. income ≈ HK$96,920/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$376,887 · Scale 2, in force from 26 Feb 2026)