LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,716
−HK$14,405/mo
▼ 0.25% · 3.875%
HK$236,862
−HK$7,259/mo
Today · 4.125%
HK$244,121
baseline
▲ 0.50% · 4.625%
HK$258,976
+HK$14,855/mo
Deposit HK$50.37M · loan HK$50.37M · min. income ≈ HK$488,242/mo (50% DSR)
Upfront cash ≈ HK$54.84M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,557
−HK$13,807/mo
▼ 0.25% · 3.875%
HK$262,411
−HK$6,953/mo
Today · 4.125%
HK$269,364
baseline
▲ 0.50% · 4.625%
HK$283,562
+HK$14,198/mo
Deposit HK$50.37M · loan HK$50.37M · min. income ≈ HK$538,728/mo (50% DSR)
Upfront cash ≈ HK$54.84M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,659
−HK$17,287/mo
▼ 0.25% · 3.875%
HK$284,234
−HK$8,712/mo
Today · 4.125%
HK$292,946
baseline
▲ 0.50% · 4.625%
HK$310,771
+HK$17,825/mo
Deposit HK$40.30M · loan HK$60.44M · min. income ≈ HK$585,892/mo (50% DSR)
Upfront cash ≈ HK$44.77M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,668
−HK$16,569/mo
▼ 0.25% · 3.875%
HK$314,893
−HK$8,344/mo
Today · 4.125%
HK$323,237
baseline
▲ 0.50% · 4.625%
HK$340,275
+HK$17,038/mo
Deposit HK$40.30M · loan HK$60.44M · min. income ≈ HK$646,474/mo (50% DSR)
Upfront cash ≈ HK$44.77M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,603
−HK$20,167/mo
▼ 0.25% · 3.875%
HK$331,606
−HK$10,164/mo
Today · 4.125%
HK$341,770
baseline
▲ 0.50% · 4.625%
HK$362,566
+HK$20,796/mo
Deposit HK$30.22M · loan HK$70.52M · min. income ≈ HK$683,540/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,780
−HK$19,330/mo
▼ 0.25% · 3.875%
HK$367,375
−HK$9,735/mo
Today · 4.125%
HK$377,110
baseline
▲ 0.50% · 4.625%
HK$396,987
+HK$19,877/mo
Deposit HK$30.22M · loan HK$70.52M · min. income ≈ HK$754,220/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,489
−HK$25,930/mo
▼ 0.25% · 3.875%
HK$426,351
−HK$13,068/mo
Today · 4.125%
HK$439,419
baseline
▲ 0.50% · 4.625%
HK$466,156
+HK$26,737/mo
Deposit HK$10.07M · loan HK$90.67M · min. income ≈ HK$878,838/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,003
−HK$24,852/mo
▼ 0.25% · 3.875%
HK$472,340
−HK$12,515/mo
Today · 4.125%
HK$484,855
baseline
▲ 0.50% · 4.625%
HK$510,412
+HK$25,557/mo
Deposit HK$10.07M · loan HK$90.67M · min. income ≈ HK$969,710/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$4,472,419 · Scale 2, in force from 26 Feb 2026)