LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,742
−HK$14,407/mo
▼ 0.25% · 3.875%
HK$236,888
−HK$7,261/mo
Today · 4.125%
HK$244,149
baseline
▲ 0.50% · 4.625%
HK$259,005
+HK$14,856/mo
Deposit HK$50.38M · loan HK$50.38M · min. income ≈ HK$488,298/mo (50% DSR)
Upfront cash ≈ HK$54.85M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,585
−HK$13,809/mo
▼ 0.25% · 3.875%
HK$262,440
−HK$6,954/mo
Today · 4.125%
HK$269,394
baseline
▲ 0.50% · 4.625%
HK$283,594
+HK$14,200/mo
Deposit HK$50.38M · loan HK$50.38M · min. income ≈ HK$538,788/mo (50% DSR)
Upfront cash ≈ HK$54.85M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,690
−HK$17,288/mo
▼ 0.25% · 3.875%
HK$284,266
−HK$8,712/mo
Today · 4.125%
HK$292,978
baseline
▲ 0.50% · 4.625%
HK$310,805
+HK$17,827/mo
Deposit HK$40.30M · loan HK$60.45M · min. income ≈ HK$585,956/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,703
−HK$16,570/mo
▼ 0.25% · 3.875%
HK$314,928
−HK$8,345/mo
Today · 4.125%
HK$323,273
baseline
▲ 0.50% · 4.625%
HK$340,313
+HK$17,040/mo
Deposit HK$40.30M · loan HK$60.45M · min. income ≈ HK$646,546/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,639
−HK$20,169/mo
▼ 0.25% · 3.875%
HK$331,643
−HK$10,165/mo
Today · 4.125%
HK$341,808
baseline
▲ 0.50% · 4.625%
HK$362,606
+HK$20,798/mo
Deposit HK$30.23M · loan HK$70.53M · min. income ≈ HK$683,616/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,820
−HK$19,332/mo
▼ 0.25% · 3.875%
HK$367,416
−HK$9,736/mo
Today · 4.125%
HK$377,152
baseline
▲ 0.50% · 4.625%
HK$397,032
+HK$19,880/mo
Deposit HK$30.23M · loan HK$70.53M · min. income ≈ HK$754,304/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,535
−HK$25,933/mo
▼ 0.25% · 3.875%
HK$426,399
−HK$13,069/mo
Today · 4.125%
HK$439,468
baseline
▲ 0.50% · 4.625%
HK$466,208
+HK$26,740/mo
Deposit HK$10.08M · loan HK$90.68M · min. income ≈ HK$878,936/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,054
−HK$24,855/mo
▼ 0.25% · 3.875%
HK$472,392
−HK$12,517/mo
Today · 4.125%
HK$484,909
baseline
▲ 0.50% · 4.625%
HK$510,469
+HK$25,560/mo
Deposit HK$10.08M · loan HK$90.68M · min. income ≈ HK$969,818/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$4,475,786 · Scale 2, in force from 26 Feb 2026)