LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,976
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,690
−HK$726/mo
Today · 4.125%
HK$24,416
baseline
▲ 0.50% · 4.625%
HK$25,902
+HK$1,486/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$48,832/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,560
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,246
−HK$695/mo
Today · 4.125%
HK$26,941
baseline
▲ 0.50% · 4.625%
HK$28,361
+HK$1,420/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$53,882/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,571
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,428
−HK$872/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$31,082
+HK$1,782/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$834/mo
Today · 4.125%
HK$32,329
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,704/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$64,658/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,166
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$1,017/mo
Today · 4.125%
HK$34,183
baseline
▲ 0.50% · 4.625%
HK$36,263
+HK$2,080/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,366/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,784
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$973/mo
Today · 4.125%
HK$37,717
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$1,989/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$75,434/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,356
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,642
−HK$1,307/mo
Today · 4.125%
HK$43,949
baseline
▲ 0.50% · 4.625%
HK$46,624
+HK$2,675/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$87,898/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,008
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,242
−HK$1,252/mo
Today · 4.125%
HK$48,494
baseline
▲ 0.50% · 4.625%
HK$51,050
+HK$2,556/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$96,988/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,588 · Scale 2, in force from 26 Feb 2026)