LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,978
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$727/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,904
+HK$1,485/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$695/mo
Today · 4.125%
HK$26,943
baseline
▲ 0.50% · 4.625%
HK$28,364
+HK$1,421/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$53,886/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$871/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,783/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$834/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,704/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$1,017/mo
Today · 4.125%
HK$34,186
baseline
▲ 0.50% · 4.625%
HK$36,266
+HK$2,080/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,372/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,787
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,747
−HK$974/mo
Today · 4.125%
HK$37,721
baseline
▲ 0.50% · 4.625%
HK$39,709
+HK$1,988/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$75,442/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,360
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,646
−HK$1,307/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,628
+HK$2,675/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,012
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,246
−HK$1,252/mo
Today · 4.125%
HK$48,498
baseline
▲ 0.50% · 4.625%
HK$51,055
+HK$2,557/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$96,996/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,678 · Scale 2, in force from 26 Feb 2026)