LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,841
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$236,991
−HK$7,263/mo
Today · 4.125%
HK$244,254
baseline
▲ 0.50% · 4.625%
HK$259,117
+HK$14,863/mo
Deposit HK$50.40M · loan HK$50.40M · min. income ≈ HK$488,508/mo (50% DSR)
Upfront cash ≈ HK$54.89M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,696
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$262,554
−HK$6,957/mo
Today · 4.125%
HK$269,511
baseline
▲ 0.50% · 4.625%
HK$283,717
+HK$14,206/mo
Deposit HK$50.40M · loan HK$50.40M · min. income ≈ HK$539,022/mo (50% DSR)
Upfront cash ≈ HK$54.89M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,810
−HK$17,295/mo
▼ 0.25% · 3.875%
HK$284,389
−HK$8,716/mo
Today · 4.125%
HK$293,105
baseline
▲ 0.50% · 4.625%
HK$310,940
+HK$17,835/mo
Deposit HK$40.32M · loan HK$60.48M · min. income ≈ HK$586,210/mo (50% DSR)
Upfront cash ≈ HK$44.81M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,836
−HK$16,577/mo
▼ 0.25% · 3.875%
HK$315,065
−HK$8,348/mo
Today · 4.125%
HK$323,413
baseline
▲ 0.50% · 4.625%
HK$340,460
+HK$17,047/mo
Deposit HK$40.32M · loan HK$60.48M · min. income ≈ HK$646,826/mo (50% DSR)
Upfront cash ≈ HK$44.81M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,778
−HK$20,178/mo
▼ 0.25% · 3.875%
HK$331,787
−HK$10,169/mo
Today · 4.125%
HK$341,956
baseline
▲ 0.50% · 4.625%
HK$362,764
+HK$20,808/mo
Deposit HK$30.24M · loan HK$70.56M · min. income ≈ HK$683,912/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,975
−HK$19,340/mo
▼ 0.25% · 3.875%
HK$367,575
−HK$9,740/mo
Today · 4.125%
HK$377,315
baseline
▲ 0.50% · 4.625%
HK$397,204
+HK$19,889/mo
Deposit HK$30.24M · loan HK$70.56M · min. income ≈ HK$754,630/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,715
−HK$25,943/mo
▼ 0.25% · 3.875%
HK$426,583
−HK$13,075/mo
Today · 4.125%
HK$439,658
baseline
▲ 0.50% · 4.625%
HK$466,410
+HK$26,752/mo
Deposit HK$10.08M · loan HK$90.72M · min. income ≈ HK$879,316/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,253
−HK$24,866/mo
▼ 0.25% · 3.875%
HK$472,597
−HK$12,522/mo
Today · 4.125%
HK$485,119
baseline
▲ 0.50% · 4.625%
HK$510,691
+HK$25,572/mo
Deposit HK$10.08M · loan HK$90.72M · min. income ≈ HK$970,238/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$4,488,890 · Scale 2, in force from 26 Feb 2026)