LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,985
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,700
−HK$726/mo
Today · 4.125%
HK$24,426
baseline
▲ 0.50% · 4.625%
HK$25,913
+HK$1,487/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$48,852/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$696/mo
Today · 4.125%
HK$26,952
baseline
▲ 0.50% · 4.625%
HK$28,373
+HK$1,421/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$53,904/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,582
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,440
−HK$871/mo
Today · 4.125%
HK$29,311
baseline
▲ 0.50% · 4.625%
HK$31,095
+HK$1,784/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$58,622/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,685
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$835/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,705/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,179
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,180
−HK$1,017/mo
Today · 4.125%
HK$34,197
baseline
▲ 0.50% · 4.625%
HK$36,278
+HK$2,081/mo
Deposit HK$3.02M · loan HK$7.06M · min. income ≈ HK$68,394/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,799
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$974/mo
Today · 4.125%
HK$37,733
baseline
▲ 0.50% · 4.625%
HK$39,722
+HK$1,989/mo
Deposit HK$3.02M · loan HK$7.06M · min. income ≈ HK$75,466/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,373
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,660
−HK$1,307/mo
Today · 4.125%
HK$43,967
baseline
▲ 0.50% · 4.625%
HK$46,643
+HK$2,676/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$87,934/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,027
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,261
−HK$1,252/mo
Today · 4.125%
HK$48,513
baseline
▲ 0.50% · 4.625%
HK$51,071
+HK$2,558/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$97,026/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$377,996 · Scale 2, in force from 26 Feb 2026)