LTV · monthly repayment
▼ 0.50% · 3.625%
HK$229,867
−HK$14,415/mo
▼ 0.25% · 3.875%
HK$237,018
−HK$7,264/mo
Today · 4.125%
HK$244,282
baseline
▲ 0.50% · 4.625%
HK$259,146
+HK$14,864/mo
Deposit HK$50.40M · loan HK$50.40M · min. income ≈ HK$488,564/mo (50% DSR)
Upfront cash ≈ HK$54.90M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,725
−HK$13,816/mo
▼ 0.25% · 3.875%
HK$262,584
−HK$6,957/mo
Today · 4.125%
HK$269,541
baseline
▲ 0.50% · 4.625%
HK$283,749
+HK$14,208/mo
Deposit HK$50.40M · loan HK$50.40M · min. income ≈ HK$539,082/mo (50% DSR)
Upfront cash ≈ HK$54.90M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,841
−HK$17,298/mo
▼ 0.25% · 3.875%
HK$284,421
−HK$8,718/mo
Today · 4.125%
HK$293,139
baseline
▲ 0.50% · 4.625%
HK$310,975
+HK$17,836/mo
Deposit HK$40.32M · loan HK$60.48M · min. income ≈ HK$586,278/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,870
−HK$16,579/mo
▼ 0.25% · 3.875%
HK$315,100
−HK$8,349/mo
Today · 4.125%
HK$323,449
baseline
▲ 0.50% · 4.625%
HK$340,499
+HK$17,050/mo
Deposit HK$40.32M · loan HK$60.48M · min. income ≈ HK$646,898/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,814
−HK$20,181/mo
▼ 0.25% · 3.875%
HK$331,825
−HK$10,170/mo
Today · 4.125%
HK$341,995
baseline
▲ 0.50% · 4.625%
HK$362,805
+HK$20,810/mo
Deposit HK$30.24M · loan HK$70.57M · min. income ≈ HK$683,990/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,015
−HK$19,343/mo
▼ 0.25% · 3.875%
HK$367,617
−HK$9,741/mo
Today · 4.125%
HK$377,358
baseline
▲ 0.50% · 4.625%
HK$397,249
+HK$19,891/mo
Deposit HK$30.24M · loan HK$70.57M · min. income ≈ HK$754,716/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,761
−HK$25,947/mo
▼ 0.25% · 3.875%
HK$426,632
−HK$13,076/mo
Today · 4.125%
HK$439,708
baseline
▲ 0.50% · 4.625%
HK$466,463
+HK$26,755/mo
Deposit HK$10.08M · loan HK$90.73M · min. income ≈ HK$879,416/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,305
−HK$24,869/mo
▼ 0.25% · 3.875%
HK$472,650
−HK$12,524/mo
Today · 4.125%
HK$485,174
baseline
▲ 0.50% · 4.625%
HK$510,748
+HK$25,574/mo
Deposit HK$10.08M · loan HK$90.73M · min. income ≈ HK$970,348/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$4,492,307 · Scale 2, in force from 26 Feb 2026)