LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,987
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$727/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,486/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$696/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,420/mo
Deposit HK$5.04M · loan HK$5.04M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$871/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,784/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,511
−HK$835/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,705/mo
Deposit HK$4.03M · loan HK$6.05M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$1,017/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$2,081/mo
Deposit HK$3.02M · loan HK$7.06M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,802
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,762
−HK$974/mo
Today · 4.125%
HK$37,736
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$1,990/mo
Deposit HK$3.02M · loan HK$7.06M · min. income ≈ HK$75,472/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,377
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,308/mo
Today · 4.125%
HK$43,972
baseline
▲ 0.50% · 4.625%
HK$46,647
+HK$2,675/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$87,944/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,031
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,266
−HK$1,252/mo
Today · 4.125%
HK$48,518
baseline
▲ 0.50% · 4.625%
HK$51,076
+HK$2,558/mo
Deposit HK$1.01M · loan HK$9.07M · min. income ≈ HK$97,036/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$378,036 · Scale 2, in force from 26 Feb 2026)