LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,039
−HK$14,425/mo
▼ 0.25% · 3.875%
HK$237,194
−HK$7,270/mo
Today · 4.125%
HK$244,464
baseline
▲ 0.50% · 4.625%
HK$259,339
+HK$14,875/mo
Deposit HK$50.44M · loan HK$50.44M · min. income ≈ HK$488,928/mo (50% DSR)
Upfront cash ≈ HK$54.96M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,916
−HK$13,826/mo
▼ 0.25% · 3.875%
HK$262,779
−HK$6,963/mo
Today · 4.125%
HK$269,742
baseline
▲ 0.50% · 4.625%
HK$283,960
+HK$14,218/mo
Deposit HK$50.44M · loan HK$50.44M · min. income ≈ HK$539,484/mo (50% DSR)
Upfront cash ≈ HK$54.96M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,046
−HK$17,311/mo
▼ 0.25% · 3.875%
HK$284,633
−HK$8,724/mo
Today · 4.125%
HK$293,357
baseline
▲ 0.50% · 4.625%
HK$311,207
+HK$17,850/mo
Deposit HK$40.35M · loan HK$60.53M · min. income ≈ HK$586,714/mo (50% DSR)
Upfront cash ≈ HK$44.87M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,099
−HK$16,591/mo
▼ 0.25% · 3.875%
HK$315,335
−HK$8,355/mo
Today · 4.125%
HK$323,690
baseline
▲ 0.50% · 4.625%
HK$340,753
+HK$17,063/mo
Deposit HK$40.35M · loan HK$60.53M · min. income ≈ HK$647,380/mo (50% DSR)
Upfront cash ≈ HK$44.87M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,054
−HK$20,196/mo
▼ 0.25% · 3.875%
HK$332,072
−HK$10,178/mo
Today · 4.125%
HK$342,250
baseline
▲ 0.50% · 4.625%
HK$363,075
+HK$20,825/mo
Deposit HK$30.26M · loan HK$70.62M · min. income ≈ HK$684,500/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,282
−HK$19,357/mo
▼ 0.25% · 3.875%
HK$367,891
−HK$9,748/mo
Today · 4.125%
HK$377,639
baseline
▲ 0.50% · 4.625%
HK$397,545
+HK$19,906/mo
Deposit HK$30.26M · loan HK$70.62M · min. income ≈ HK$755,278/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,069
−HK$25,966/mo
▼ 0.25% · 3.875%
HK$426,949
−HK$13,086/mo
Today · 4.125%
HK$440,035
baseline
▲ 0.50% · 4.625%
HK$466,810
+HK$26,775/mo
Deposit HK$10.09M · loan HK$90.79M · min. income ≈ HK$880,070/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,648
−HK$24,888/mo
▼ 0.25% · 3.875%
HK$473,002
−HK$12,534/mo
Today · 4.125%
HK$485,536
baseline
▲ 0.50% · 4.625%
HK$511,129
+HK$25,593/mo
Deposit HK$10.09M · loan HK$90.79M · min. income ≈ HK$971,072/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$4,514,832 · Scale 2, in force from 26 Feb 2026)