LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,010
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$728/mo
Today · 4.125%
HK$24,453
baseline
▲ 0.50% · 4.625%
HK$25,941
+HK$1,488/mo
Deposit HK$5.05M · loan HK$5.05M · min. income ≈ HK$48,906/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$696/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,422/mo
Deposit HK$5.05M · loan HK$5.05M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,612
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,471
−HK$872/mo
Today · 4.125%
HK$29,343
baseline
▲ 0.50% · 4.625%
HK$31,129
+HK$1,786/mo
Deposit HK$4.04M · loan HK$6.05M · min. income ≈ HK$58,686/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,718
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$835/mo
Today · 4.125%
HK$32,377
baseline
▲ 0.50% · 4.625%
HK$34,084
+HK$1,707/mo
Deposit HK$4.04M · loan HK$6.05M · min. income ≈ HK$64,754/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,214
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,216
−HK$1,018/mo
Today · 4.125%
HK$34,234
baseline
▲ 0.50% · 4.625%
HK$36,317
+HK$2,083/mo
Deposit HK$3.03M · loan HK$7.06M · min. income ≈ HK$68,468/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,837
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,798
−HK$976/mo
Today · 4.125%
HK$37,774
baseline
▲ 0.50% · 4.625%
HK$39,765
+HK$1,991/mo
Deposit HK$3.03M · loan HK$7.06M · min. income ≈ HK$75,548/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,418
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,309/mo
Today · 4.125%
HK$44,015
baseline
▲ 0.50% · 4.625%
HK$46,693
+HK$2,678/mo
Deposit HK$1.01M · loan HK$9.08M · min. income ≈ HK$88,030/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,077
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,312
−HK$1,254/mo
Today · 4.125%
HK$48,566
baseline
▲ 0.50% · 4.625%
HK$51,126
+HK$2,560/mo
Deposit HK$1.01M · loan HK$9.08M · min. income ≈ HK$97,132/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$378,408 · Scale 2, in force from 26 Feb 2026)