LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,138
−HK$14,432/mo
▼ 0.25% · 3.875%
HK$237,297
−HK$7,273/mo
Today · 4.125%
HK$244,570
baseline
▲ 0.50% · 4.625%
HK$259,452
+HK$14,882/mo
Deposit HK$50.46M · loan HK$50.46M · min. income ≈ HK$489,140/mo (50% DSR)
Upfront cash ≈ HK$54.99M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,027
−HK$13,832/mo
▼ 0.25% · 3.875%
HK$262,893
−HK$6,966/mo
Today · 4.125%
HK$269,859
baseline
▲ 0.50% · 4.625%
HK$284,084
+HK$14,225/mo
Deposit HK$50.46M · loan HK$50.46M · min. income ≈ HK$539,718/mo (50% DSR)
Upfront cash ≈ HK$54.99M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,166
−HK$17,318/mo
▼ 0.25% · 3.875%
HK$284,756
−HK$8,728/mo
Today · 4.125%
HK$293,484
baseline
▲ 0.50% · 4.625%
HK$311,342
+HK$17,858/mo
Deposit HK$40.37M · loan HK$60.56M · min. income ≈ HK$586,968/mo (50% DSR)
Upfront cash ≈ HK$44.90M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,232
−HK$16,599/mo
▼ 0.25% · 3.875%
HK$315,472
−HK$8,359/mo
Today · 4.125%
HK$323,831
baseline
▲ 0.50% · 4.625%
HK$340,900
+HK$17,069/mo
Deposit HK$40.37M · loan HK$60.56M · min. income ≈ HK$647,662/mo (50% DSR)
Upfront cash ≈ HK$44.90M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,194
−HK$20,204/mo
▼ 0.25% · 3.875%
HK$332,216
−HK$10,182/mo
Today · 4.125%
HK$342,398
baseline
▲ 0.50% · 4.625%
HK$363,232
+HK$20,834/mo
Deposit HK$30.28M · loan HK$70.65M · min. income ≈ HK$684,796/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,437
−HK$19,366/mo
▼ 0.25% · 3.875%
HK$368,051
−HK$9,752/mo
Today · 4.125%
HK$377,803
baseline
▲ 0.50% · 4.625%
HK$397,717
+HK$19,914/mo
Deposit HK$30.28M · loan HK$70.65M · min. income ≈ HK$755,606/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,249
−HK$25,977/mo
▼ 0.25% · 3.875%
HK$427,135
−HK$13,091/mo
Today · 4.125%
HK$440,226
baseline
▲ 0.50% · 4.625%
HK$467,013
+HK$26,787/mo
Deposit HK$10.09M · loan HK$90.83M · min. income ≈ HK$880,452/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,848
−HK$24,898/mo
▼ 0.25% · 3.875%
HK$473,208
−HK$12,538/mo
Today · 4.125%
HK$485,746
baseline
▲ 0.50% · 4.625%
HK$511,351
+HK$25,605/mo
Deposit HK$10.09M · loan HK$90.83M · min. income ≈ HK$971,492/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$4,527,970 · Scale 2, in force from 26 Feb 2026)