LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,225
−HK$14,438/mo
▼ 0.25% · 3.875%
HK$237,387
−HK$7,276/mo
Today · 4.125%
HK$244,663
baseline
▲ 0.50% · 4.625%
HK$259,550
+HK$14,887/mo
Deposit HK$50.48M · loan HK$50.48M · min. income ≈ HK$489,326/mo (50% DSR)
Upfront cash ≈ HK$55.02M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,123
−HK$13,838/mo
▼ 0.25% · 3.875%
HK$262,993
−HK$6,968/mo
Today · 4.125%
HK$269,961
baseline
▲ 0.50% · 4.625%
HK$284,191
+HK$14,230/mo
Deposit HK$50.48M · loan HK$50.48M · min. income ≈ HK$539,922/mo (50% DSR)
Upfront cash ≈ HK$55.02M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,270
−HK$17,325/mo
▼ 0.25% · 3.875%
HK$284,864
−HK$8,731/mo
Today · 4.125%
HK$293,595
baseline
▲ 0.50% · 4.625%
HK$311,460
+HK$17,865/mo
Deposit HK$40.39M · loan HK$60.58M · min. income ≈ HK$587,190/mo (50% DSR)
Upfront cash ≈ HK$44.93M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,348
−HK$16,605/mo
▼ 0.25% · 3.875%
HK$315,591
−HK$8,362/mo
Today · 4.125%
HK$323,953
baseline
▲ 0.50% · 4.625%
HK$341,029
+HK$17,076/mo
Deposit HK$40.39M · loan HK$60.58M · min. income ≈ HK$647,906/mo (50% DSR)
Upfront cash ≈ HK$44.93M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,316
−HK$20,212/mo
▼ 0.25% · 3.875%
HK$332,341
−HK$10,187/mo
Today · 4.125%
HK$342,528
baseline
▲ 0.50% · 4.625%
HK$363,370
+HK$20,842/mo
Deposit HK$30.29M · loan HK$70.68M · min. income ≈ HK$685,056/mo (50% DSR)
Upfront cash ≈ HK$34.83M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,573
−HK$19,372/mo
▼ 0.25% · 3.875%
HK$368,190
−HK$9,755/mo
Today · 4.125%
HK$377,945
baseline
▲ 0.50% · 4.625%
HK$397,867
+HK$19,922/mo
Deposit HK$30.29M · loan HK$70.68M · min. income ≈ HK$755,890/mo (50% DSR)
Upfront cash ≈ HK$34.83M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,406
−HK$25,987/mo
▼ 0.25% · 3.875%
HK$427,296
−HK$13,097/mo
Today · 4.125%
HK$440,393
baseline
▲ 0.50% · 4.625%
HK$467,189
+HK$26,796/mo
Deposit HK$10.10M · loan HK$90.87M · min. income ≈ HK$880,786/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,022
−HK$24,908/mo
▼ 0.25% · 3.875%
HK$473,387
−HK$12,543/mo
Today · 4.125%
HK$485,930
baseline
▲ 0.50% · 4.625%
HK$511,544
+HK$25,614/mo
Deposit HK$10.10M · loan HK$90.87M · min. income ≈ HK$971,860/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$4,539,406 · Scale 2, in force from 26 Feb 2026)