LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,307
−HK$14,443/mo
▼ 0.25% · 3.875%
HK$237,471
−HK$7,279/mo
Today · 4.125%
HK$244,750
baseline
▲ 0.50% · 4.625%
HK$259,642
+HK$14,892/mo
Deposit HK$50.50M · loan HK$50.50M · min. income ≈ HK$489,500/mo (50% DSR)
Upfront cash ≈ HK$55.05M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,215
−HK$13,842/mo
▼ 0.25% · 3.875%
HK$263,086
−HK$6,971/mo
Today · 4.125%
HK$270,057
baseline
▲ 0.50% · 4.625%
HK$284,292
+HK$14,235/mo
Deposit HK$50.50M · loan HK$50.50M · min. income ≈ HK$540,114/mo (50% DSR)
Upfront cash ≈ HK$55.05M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,369
−HK$17,331/mo
▼ 0.25% · 3.875%
HK$284,966
−HK$8,734/mo
Today · 4.125%
HK$293,700
baseline
▲ 0.50% · 4.625%
HK$311,571
+HK$17,871/mo
Deposit HK$40.40M · loan HK$60.60M · min. income ≈ HK$587,400/mo (50% DSR)
Upfront cash ≈ HK$44.95M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,458
−HK$16,611/mo
▼ 0.25% · 3.875%
HK$315,704
−HK$8,365/mo
Today · 4.125%
HK$324,069
baseline
▲ 0.50% · 4.625%
HK$341,151
+HK$17,082/mo
Deposit HK$40.40M · loan HK$60.60M · min. income ≈ HK$648,138/mo (50% DSR)
Upfront cash ≈ HK$44.95M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,430
−HK$20,220/mo
▼ 0.25% · 3.875%
HK$332,460
−HK$10,190/mo
Today · 4.125%
HK$342,650
baseline
▲ 0.50% · 4.625%
HK$363,499
+HK$20,849/mo
Deposit HK$30.30M · loan HK$70.70M · min. income ≈ HK$685,300/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,701
−HK$19,379/mo
▼ 0.25% · 3.875%
HK$368,321
−HK$9,759/mo
Today · 4.125%
HK$378,080
baseline
▲ 0.50% · 4.625%
HK$398,009
+HK$19,929/mo
Deposit HK$30.30M · loan HK$70.70M · min. income ≈ HK$756,160/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,553
−HK$25,997/mo
▼ 0.25% · 3.875%
HK$427,448
−HK$13,102/mo
Today · 4.125%
HK$440,550
baseline
▲ 0.50% · 4.625%
HK$467,356
+HK$26,806/mo
Deposit HK$10.10M · loan HK$90.90M · min. income ≈ HK$881,100/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,187
−HK$24,916/mo
▼ 0.25% · 3.875%
HK$473,555
−HK$12,548/mo
Today · 4.125%
HK$486,103
baseline
▲ 0.50% · 4.625%
HK$511,726
+HK$25,623/mo
Deposit HK$10.10M · loan HK$90.90M · min. income ≈ HK$972,206/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$4,550,205 · Scale 2, in force from 26 Feb 2026)