LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,429
−HK$14,450/mo
▼ 0.25% · 3.875%
HK$237,596
−HK$7,283/mo
Today · 4.125%
HK$244,879
baseline
▲ 0.50% · 4.625%
HK$259,779
+HK$14,900/mo
Deposit HK$50.53M · loan HK$50.53M · min. income ≈ HK$489,758/mo (50% DSR)
Upfront cash ≈ HK$55.09M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,350
−HK$13,849/mo
▼ 0.25% · 3.875%
HK$263,225
−HK$6,974/mo
Today · 4.125%
HK$270,199
baseline
▲ 0.50% · 4.625%
HK$284,442
+HK$14,243/mo
Deposit HK$50.53M · loan HK$50.53M · min. income ≈ HK$540,398/mo (50% DSR)
Upfront cash ≈ HK$55.09M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,514
−HK$17,340/mo
▼ 0.25% · 3.875%
HK$285,115
−HK$8,739/mo
Today · 4.125%
HK$293,854
baseline
▲ 0.50% · 4.625%
HK$311,735
+HK$17,881/mo
Deposit HK$40.42M · loan HK$60.63M · min. income ≈ HK$587,708/mo (50% DSR)
Upfront cash ≈ HK$44.99M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,619
−HK$16,620/mo
▼ 0.25% · 3.875%
HK$315,870
−HK$8,369/mo
Today · 4.125%
HK$324,239
baseline
▲ 0.50% · 4.625%
HK$341,330
+HK$17,091/mo
Deposit HK$40.42M · loan HK$60.63M · min. income ≈ HK$648,478/mo (50% DSR)
Upfront cash ≈ HK$44.99M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,600
−HK$20,230/mo
▼ 0.25% · 3.875%
HK$332,635
−HK$10,195/mo
Today · 4.125%
HK$342,830
baseline
▲ 0.50% · 4.625%
HK$363,690
+HK$20,860/mo
Deposit HK$30.32M · loan HK$70.74M · min. income ≈ HK$685,660/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,889
−HK$19,390/mo
▼ 0.25% · 3.875%
HK$368,515
−HK$9,764/mo
Today · 4.125%
HK$378,279
baseline
▲ 0.50% · 4.625%
HK$398,219
+HK$19,940/mo
Deposit HK$30.32M · loan HK$70.74M · min. income ≈ HK$756,558/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,771
−HK$26,010/mo
▼ 0.25% · 3.875%
HK$427,673
−HK$13,108/mo
Today · 4.125%
HK$440,781
baseline
▲ 0.50% · 4.625%
HK$467,602
+HK$26,821/mo
Deposit HK$10.11M · loan HK$90.95M · min. income ≈ HK$881,562/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,429
−HK$24,930/mo
▼ 0.25% · 3.875%
HK$473,804
−HK$12,555/mo
Today · 4.125%
HK$486,359
baseline
▲ 0.50% · 4.625%
HK$511,995
+HK$25,636/mo
Deposit HK$10.11M · loan HK$90.95M · min. income ≈ HK$972,718/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$4,566,144 · Scale 2, in force from 26 Feb 2026)