LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,047
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$728/mo
Today · 4.125%
HK$24,492
baseline
▲ 0.50% · 4.625%
HK$25,982
+HK$1,490/mo
Deposit HK$5.05M · loan HK$5.05M · min. income ≈ HK$48,984/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,639
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$697/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,449
+HK$1,425/mo
Deposit HK$5.05M · loan HK$5.05M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,656
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,516
−HK$874/mo
Today · 4.125%
HK$29,390
baseline
▲ 0.50% · 4.625%
HK$31,179
+HK$1,789/mo
Deposit HK$4.04M · loan HK$6.06M · min. income ≈ HK$58,780/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,592
−HK$837/mo
Today · 4.125%
HK$32,429
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,710/mo
Deposit HK$4.04M · loan HK$6.06M · min. income ≈ HK$64,858/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,265
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,269
−HK$1,020/mo
Today · 4.125%
HK$34,289
baseline
▲ 0.50% · 4.625%
HK$36,375
+HK$2,086/mo
Deposit HK$3.03M · loan HK$7.07M · min. income ≈ HK$68,578/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,895
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,858
−HK$976/mo
Today · 4.125%
HK$37,834
baseline
▲ 0.50% · 4.625%
HK$39,829
+HK$1,995/mo
Deposit HK$3.03M · loan HK$7.07M · min. income ≈ HK$75,668/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,484
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,774
−HK$1,312/mo
Today · 4.125%
HK$44,086
baseline
▲ 0.50% · 4.625%
HK$46,768
+HK$2,682/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$88,172/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,151
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,388
−HK$1,256/mo
Today · 4.125%
HK$48,644
baseline
▲ 0.50% · 4.625%
HK$51,208
+HK$2,564/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$97,288/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,016 · Scale 2, in force from 26 Feb 2026)