LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,478
−HK$14,453/mo
▼ 0.25% · 3.875%
HK$237,647
−HK$7,284/mo
Today · 4.125%
HK$244,931
baseline
▲ 0.50% · 4.625%
HK$259,834
+HK$14,903/mo
Deposit HK$50.54M · loan HK$50.54M · min. income ≈ HK$489,862/mo (50% DSR)
Upfront cash ≈ HK$55.11M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,404
−HK$13,853/mo
▼ 0.25% · 3.875%
HK$263,281
−HK$6,976/mo
Today · 4.125%
HK$270,257
baseline
▲ 0.50% · 4.625%
HK$284,502
+HK$14,245/mo
Deposit HK$50.54M · loan HK$50.54M · min. income ≈ HK$540,514/mo (50% DSR)
Upfront cash ≈ HK$55.11M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,573
−HK$17,344/mo
▼ 0.25% · 3.875%
HK$285,176
−HK$8,741/mo
Today · 4.125%
HK$293,917
baseline
▲ 0.50% · 4.625%
HK$311,801
+HK$17,884/mo
Deposit HK$40.43M · loan HK$60.65M · min. income ≈ HK$587,834/mo (50% DSR)
Upfront cash ≈ HK$45.00M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,685
−HK$16,623/mo
▼ 0.25% · 3.875%
HK$315,937
−HK$8,371/mo
Today · 4.125%
HK$324,308
baseline
▲ 0.50% · 4.625%
HK$341,403
+HK$17,095/mo
Deposit HK$40.43M · loan HK$60.65M · min. income ≈ HK$648,616/mo (50% DSR)
Upfront cash ≈ HK$45.00M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,669
−HK$20,234/mo
▼ 0.25% · 3.875%
HK$332,705
−HK$10,198/mo
Today · 4.125%
HK$342,903
baseline
▲ 0.50% · 4.625%
HK$363,768
+HK$20,865/mo
Deposit HK$30.32M · loan HK$70.75M · min. income ≈ HK$685,806/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,966
−HK$19,393/mo
▼ 0.25% · 3.875%
HK$368,593
−HK$9,766/mo
Today · 4.125%
HK$378,359
baseline
▲ 0.50% · 4.625%
HK$398,303
+HK$19,944/mo
Deposit HK$30.32M · loan HK$70.75M · min. income ≈ HK$756,718/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,860
−HK$26,015/mo
▼ 0.25% · 3.875%
HK$427,764
−HK$13,111/mo
Today · 4.125%
HK$440,875
baseline
▲ 0.50% · 4.625%
HK$467,701
+HK$26,826/mo
Deposit HK$10.11M · loan HK$90.97M · min. income ≈ HK$881,750/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,527
−HK$24,935/mo
▼ 0.25% · 3.875%
HK$473,905
−HK$12,557/mo
Today · 4.125%
HK$486,462
baseline
▲ 0.50% · 4.625%
HK$512,104
+HK$25,642/mo
Deposit HK$10.11M · loan HK$90.97M · min. income ≈ HK$972,924/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$4,572,581 · Scale 2, in force from 26 Feb 2026)