LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,492
−HK$14,454/mo
▼ 0.25% · 3.875%
HK$237,662
−HK$7,284/mo
Today · 4.125%
HK$244,946
baseline
▲ 0.50% · 4.625%
HK$259,851
+HK$14,905/mo
Deposit HK$50.54M · loan HK$50.54M · min. income ≈ HK$489,892/mo (50% DSR)
Upfront cash ≈ HK$55.12M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,421
−HK$13,853/mo
▼ 0.25% · 3.875%
HK$263,298
−HK$6,976/mo
Today · 4.125%
HK$270,274
baseline
▲ 0.50% · 4.625%
HK$284,521
+HK$14,247/mo
Deposit HK$50.54M · loan HK$50.54M · min. income ≈ HK$540,548/mo (50% DSR)
Upfront cash ≈ HK$55.12M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,591
−HK$17,345/mo
▼ 0.25% · 3.875%
HK$285,195
−HK$8,741/mo
Today · 4.125%
HK$293,936
baseline
▲ 0.50% · 4.625%
HK$311,821
+HK$17,885/mo
Deposit HK$40.43M · loan HK$60.65M · min. income ≈ HK$587,872/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,705
−HK$16,624/mo
▼ 0.25% · 3.875%
HK$315,957
−HK$8,372/mo
Today · 4.125%
HK$324,329
baseline
▲ 0.50% · 4.625%
HK$341,425
+HK$17,096/mo
Deposit HK$40.43M · loan HK$60.65M · min. income ≈ HK$648,658/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,689
−HK$20,236/mo
▼ 0.25% · 3.875%
HK$332,727
−HK$10,198/mo
Today · 4.125%
HK$342,925
baseline
▲ 0.50% · 4.625%
HK$363,791
+HK$20,866/mo
Deposit HK$30.32M · loan HK$70.76M · min. income ≈ HK$685,850/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,989
−HK$19,395/mo
▼ 0.25% · 3.875%
HK$368,617
−HK$9,767/mo
Today · 4.125%
HK$378,384
baseline
▲ 0.50% · 4.625%
HK$398,329
+HK$19,945/mo
Deposit HK$30.32M · loan HK$70.76M · min. income ≈ HK$756,768/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,886
−HK$26,018/mo
▼ 0.25% · 3.875%
HK$427,792
−HK$13,112/mo
Today · 4.125%
HK$440,904
baseline
▲ 0.50% · 4.625%
HK$467,731
+HK$26,827/mo
Deposit HK$10.11M · loan HK$90.97M · min. income ≈ HK$881,808/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,557
−HK$24,937/mo
▼ 0.25% · 3.875%
HK$473,936
−HK$12,558/mo
Today · 4.125%
HK$486,494
baseline
▲ 0.50% · 4.625%
HK$512,137
+HK$25,643/mo
Deposit HK$10.11M · loan HK$90.97M · min. income ≈ HK$972,988/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$4,574,548 · Scale 2, in force from 26 Feb 2026)