LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,528
−HK$14,457/mo
▼ 0.25% · 3.875%
HK$237,699
−HK$7,286/mo
Today · 4.125%
HK$244,985
baseline
▲ 0.50% · 4.625%
HK$259,891
+HK$14,906/mo
Deposit HK$50.55M · loan HK$50.55M · min. income ≈ HK$489,970/mo (50% DSR)
Upfront cash ≈ HK$55.13M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,461
−HK$13,855/mo
▼ 0.25% · 3.875%
HK$263,339
−HK$6,977/mo
Today · 4.125%
HK$270,316
baseline
▲ 0.50% · 4.625%
HK$284,565
+HK$14,249/mo
Deposit HK$50.55M · loan HK$50.55M · min. income ≈ HK$540,632/mo (50% DSR)
Upfront cash ≈ HK$55.13M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,634
−HK$17,348/mo
▼ 0.25% · 3.875%
HK$285,239
−HK$8,743/mo
Today · 4.125%
HK$293,982
baseline
▲ 0.50% · 4.625%
HK$311,870
+HK$17,888/mo
Deposit HK$40.44M · loan HK$60.66M · min. income ≈ HK$587,964/mo (50% DSR)
Upfront cash ≈ HK$45.02M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,753
−HK$16,627/mo
▼ 0.25% · 3.875%
HK$316,006
−HK$8,374/mo
Today · 4.125%
HK$324,380
baseline
▲ 0.50% · 4.625%
HK$341,478
+HK$17,098/mo
Deposit HK$40.44M · loan HK$60.66M · min. income ≈ HK$648,760/mo (50% DSR)
Upfront cash ≈ HK$45.02M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,740
−HK$20,238/mo
▼ 0.25% · 3.875%
HK$332,779
−HK$10,199/mo
Today · 4.125%
HK$342,978
baseline
▲ 0.50% · 4.625%
HK$363,848
+HK$20,870/mo
Deposit HK$30.33M · loan HK$70.77M · min. income ≈ HK$685,956/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,045
−HK$19,398/mo
▼ 0.25% · 3.875%
HK$368,674
−HK$9,769/mo
Today · 4.125%
HK$378,443
baseline
▲ 0.50% · 4.625%
HK$398,391
+HK$19,948/mo
Deposit HK$30.33M · loan HK$70.77M · min. income ≈ HK$756,886/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,951
−HK$26,021/mo
▼ 0.25% · 3.875%
HK$427,859
−HK$13,113/mo
Today · 4.125%
HK$440,972
baseline
▲ 0.50% · 4.625%
HK$467,804
+HK$26,832/mo
Deposit HK$10.11M · loan HK$90.99M · min. income ≈ HK$881,944/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,629
−HK$24,940/mo
▼ 0.25% · 3.875%
HK$474,010
−HK$12,559/mo
Today · 4.125%
HK$486,569
baseline
▲ 0.50% · 4.625%
HK$512,217
+HK$25,648/mo
Deposit HK$10.11M · loan HK$90.99M · min. income ≈ HK$973,138/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$4,579,277 · Scale 2, in force from 26 Feb 2026)