LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,057
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$728/mo
Today · 4.125%
HK$24,502
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,491/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,004/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$698/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,425/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,668
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,529
−HK$874/mo
Today · 4.125%
HK$29,403
baseline
▲ 0.50% · 4.625%
HK$31,192
+HK$1,789/mo
Deposit HK$4.04M · loan HK$6.07M · min. income ≈ HK$58,806/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,780
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,606
−HK$837/mo
Today · 4.125%
HK$32,443
baseline
▲ 0.50% · 4.625%
HK$34,153
+HK$1,710/mo
Deposit HK$4.04M · loan HK$6.07M · min. income ≈ HK$64,886/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,279
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,283
−HK$1,020/mo
Today · 4.125%
HK$34,303
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$2,088/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$68,606/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,910
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$977/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$39,846
+HK$1,996/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,502
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,793
−HK$1,311/mo
Today · 4.125%
HK$44,104
baseline
▲ 0.50% · 4.625%
HK$46,788
+HK$2,684/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$88,208/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,170
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,409
−HK$1,256/mo
Today · 4.125%
HK$48,665
baseline
▲ 0.50% · 4.625%
HK$51,230
+HK$2,565/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$97,330/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,178 · Scale 2, in force from 26 Feb 2026)