LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,061
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,778
−HK$729/mo
Today · 4.125%
HK$24,507
baseline
▲ 0.50% · 4.625%
HK$25,998
+HK$1,491/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,655
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,343
−HK$698/mo
Today · 4.125%
HK$27,041
baseline
▲ 0.50% · 4.625%
HK$28,466
+HK$1,425/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,082/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,673
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,534
−HK$874/mo
Today · 4.125%
HK$29,408
baseline
▲ 0.50% · 4.625%
HK$31,198
+HK$1,790/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,816/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,786
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$838/mo
Today · 4.125%
HK$32,449
baseline
▲ 0.50% · 4.625%
HK$34,160
+HK$1,711/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,898/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,285
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$1,021/mo
Today · 4.125%
HK$34,310
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$2,087/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$68,620/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$977/mo
Today · 4.125%
HK$37,857
baseline
▲ 0.50% · 4.625%
HK$39,853
+HK$1,996/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$75,714/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,509
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,311/mo
Today · 4.125%
HK$44,112
baseline
▲ 0.50% · 4.625%
HK$46,796
+HK$2,684/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$88,224/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,179
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,417
−HK$1,257/mo
Today · 4.125%
HK$48,674
baseline
▲ 0.50% · 4.625%
HK$51,239
+HK$2,565/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$97,348/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,246 · Scale 2, in force from 26 Feb 2026)