LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,668
−HK$14,465/mo
▼ 0.25% · 3.875%
HK$237,843
−HK$7,290/mo
Today · 4.125%
HK$245,133
baseline
▲ 0.50% · 4.625%
HK$260,048
+HK$14,915/mo
Deposit HK$50.58M · loan HK$50.58M · min. income ≈ HK$490,266/mo (50% DSR)
Upfront cash ≈ HK$55.18M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,616
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$263,498
−HK$6,982/mo
Today · 4.125%
HK$270,480
baseline
▲ 0.50% · 4.625%
HK$284,737
+HK$14,257/mo
Deposit HK$50.58M · loan HK$50.58M · min. income ≈ HK$540,960/mo (50% DSR)
Upfront cash ≈ HK$55.18M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,801
−HK$17,358/mo
▼ 0.25% · 3.875%
HK$285,411
−HK$8,748/mo
Today · 4.125%
HK$294,159
baseline
▲ 0.50% · 4.625%
HK$312,058
+HK$17,899/mo
Deposit HK$40.46M · loan HK$60.70M · min. income ≈ HK$588,318/mo (50% DSR)
Upfront cash ≈ HK$45.06M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,939
−HK$16,637/mo
▼ 0.25% · 3.875%
HK$316,197
−HK$8,379/mo
Today · 4.125%
HK$324,576
baseline
▲ 0.50% · 4.625%
HK$341,685
+HK$17,109/mo
Deposit HK$40.46M · loan HK$60.70M · min. income ≈ HK$649,152/mo (50% DSR)
Upfront cash ≈ HK$45.06M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,935
−HK$20,251/mo
▼ 0.25% · 3.875%
HK$332,980
−HK$10,206/mo
Today · 4.125%
HK$343,186
baseline
▲ 0.50% · 4.625%
HK$364,068
+HK$20,882/mo
Deposit HK$30.35M · loan HK$70.81M · min. income ≈ HK$686,372/mo (50% DSR)
Upfront cash ≈ HK$34.95M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,262
−HK$19,410/mo
▼ 0.25% · 3.875%
HK$368,897
−HK$9,775/mo
Today · 4.125%
HK$378,672
baseline
▲ 0.50% · 4.625%
HK$398,632
+HK$19,960/mo
Deposit HK$30.35M · loan HK$70.81M · min. income ≈ HK$757,344/mo (50% DSR)
Upfront cash ≈ HK$34.95M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,202
−HK$26,037/mo
▼ 0.25% · 3.875%
HK$428,117
−HK$13,122/mo
Today · 4.125%
HK$441,239
baseline
▲ 0.50% · 4.625%
HK$468,087
+HK$26,848/mo
Deposit HK$10.12M · loan HK$91.04M · min. income ≈ HK$882,478/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,908
−HK$24,956/mo
▼ 0.25% · 3.875%
HK$474,296
−HK$12,568/mo
Today · 4.125%
HK$486,864
baseline
▲ 0.50% · 4.625%
HK$512,527
+HK$25,663/mo
Deposit HK$10.12M · loan HK$91.04M · min. income ≈ HK$973,728/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$4,597,609 · Scale 2, in force from 26 Feb 2026)