LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,068
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,786
−HK$729/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,491/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,663
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$699/mo
Today · 4.125%
HK$27,050
baseline
▲ 0.50% · 4.625%
HK$28,475
+HK$1,425/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,100/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$875/mo
Today · 4.125%
HK$29,418
baseline
▲ 0.50% · 4.625%
HK$31,208
+HK$1,790/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,836/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,622
−HK$838/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,171
+HK$1,711/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,300
−HK$1,021/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,409
+HK$2,088/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,892
−HK$977/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$1,997/mo
Deposit HK$3.03M · loan HK$7.08M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,523
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,814
−HK$1,313/mo
Today · 4.125%
HK$44,127
baseline
▲ 0.50% · 4.625%
HK$46,812
+HK$2,685/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$88,254/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,194
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,432
−HK$1,257/mo
Today · 4.125%
HK$48,689
baseline
▲ 0.50% · 4.625%
HK$51,256
+HK$2,567/mo
Deposit HK$1.01M · loan HK$9.10M · min. income ≈ HK$97,378/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,368 · Scale 2, in force from 26 Feb 2026)