LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,069
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,786
−HK$729/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$26,007
+HK$1,492/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,664
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,352
−HK$698/mo
Today · 4.125%
HK$27,050
baseline
▲ 0.50% · 4.625%
HK$28,476
+HK$1,426/mo
Deposit HK$5.06M · loan HK$5.06M · min. income ≈ HK$54,100/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,683
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,544
−HK$875/mo
Today · 4.125%
HK$29,419
baseline
▲ 0.50% · 4.625%
HK$31,209
+HK$1,790/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$58,838/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,797
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$837/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,172
+HK$1,712/mo
Deposit HK$4.05M · loan HK$6.07M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,296
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,301
−HK$1,021/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,410
+HK$2,088/mo
Deposit HK$3.04M · loan HK$7.08M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,929
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,893
−HK$978/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$39,867
+HK$1,996/mo
Deposit HK$3.04M · loan HK$7.08M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,524
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,312/mo
Today · 4.125%
HK$44,128
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,685/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$88,256/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,195
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,434
−HK$1,257/mo
Today · 4.125%
HK$48,691
baseline
▲ 0.50% · 4.625%
HK$51,257
+HK$2,566/mo
Deposit HK$1.01M · loan HK$9.11M · min. income ≈ HK$97,382/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$379,379 · Scale 2, in force from 26 Feb 2026)