LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,728
−HK$14,469/mo
▼ 0.25% · 3.875%
HK$237,905
−HK$7,292/mo
Today · 4.125%
HK$245,197
baseline
▲ 0.50% · 4.625%
HK$260,116
+HK$14,919/mo
Deposit HK$50.59M · loan HK$50.59M · min. income ≈ HK$490,394/mo (50% DSR)
Upfront cash ≈ HK$55.20M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,682
−HK$13,868/mo
▼ 0.25% · 3.875%
HK$263,567
−HK$6,983/mo
Today · 4.125%
HK$270,550
baseline
▲ 0.50% · 4.625%
HK$284,811
+HK$14,261/mo
Deposit HK$50.59M · loan HK$50.59M · min. income ≈ HK$541,100/mo (50% DSR)
Upfront cash ≈ HK$55.20M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,873
−HK$17,363/mo
▼ 0.25% · 3.875%
HK$285,486
−HK$8,750/mo
Today · 4.125%
HK$294,236
baseline
▲ 0.50% · 4.625%
HK$312,139
+HK$17,903/mo
Deposit HK$40.47M · loan HK$60.71M · min. income ≈ HK$588,472/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,019
−HK$16,641/mo
▼ 0.25% · 3.875%
HK$316,280
−HK$8,380/mo
Today · 4.125%
HK$324,660
baseline
▲ 0.50% · 4.625%
HK$341,774
+HK$17,114/mo
Deposit HK$40.47M · loan HK$60.71M · min. income ≈ HK$649,320/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,019
−HK$20,256/mo
▼ 0.25% · 3.875%
HK$333,067
−HK$10,208/mo
Today · 4.125%
HK$343,275
baseline
▲ 0.50% · 4.625%
HK$364,163
+HK$20,888/mo
Deposit HK$30.36M · loan HK$70.83M · min. income ≈ HK$686,550/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,355
−HK$19,415/mo
▼ 0.25% · 3.875%
HK$368,993
−HK$9,777/mo
Today · 4.125%
HK$378,770
baseline
▲ 0.50% · 4.625%
HK$398,736
+HK$19,966/mo
Deposit HK$30.36M · loan HK$70.83M · min. income ≈ HK$757,540/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,310
−HK$26,044/mo
▼ 0.25% · 3.875%
HK$428,229
−HK$13,125/mo
Today · 4.125%
HK$441,354
baseline
▲ 0.50% · 4.625%
HK$468,209
+HK$26,855/mo
Deposit HK$10.12M · loan HK$91.07M · min. income ≈ HK$882,708/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,028
−HK$24,962/mo
▼ 0.25% · 3.875%
HK$474,420
−HK$12,570/mo
Today · 4.125%
HK$486,990
baseline
▲ 0.50% · 4.625%
HK$512,660
+HK$25,670/mo
Deposit HK$10.12M · loan HK$91.07M · min. income ≈ HK$973,980/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$4,605,521 · Scale 2, in force from 26 Feb 2026)