LTV · monthly repayment
▼ 0.50% · 3.625%
HK$230,764
−HK$14,470/mo
▼ 0.25% · 3.875%
HK$237,942
−HK$7,292/mo
Today · 4.125%
HK$245,234
baseline
▲ 0.50% · 4.625%
HK$260,156
+HK$14,922/mo
Deposit HK$50.60M · loan HK$50.60M · min. income ≈ HK$490,468/mo (50% DSR)
Upfront cash ≈ HK$55.21M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,722
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$263,607
−HK$6,985/mo
Today · 4.125%
HK$270,592
baseline
▲ 0.50% · 4.625%
HK$284,855
+HK$14,263/mo
Deposit HK$50.60M · loan HK$50.60M · min. income ≈ HK$541,184/mo (50% DSR)
Upfront cash ≈ HK$55.21M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,916
−HK$17,365/mo
▼ 0.25% · 3.875%
HK$285,530
−HK$8,751/mo
Today · 4.125%
HK$294,281
baseline
▲ 0.50% · 4.625%
HK$312,188
+HK$17,907/mo
Deposit HK$40.48M · loan HK$60.72M · min. income ≈ HK$588,562/mo (50% DSR)
Upfront cash ≈ HK$45.09M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,066
−HK$16,644/mo
▼ 0.25% · 3.875%
HK$316,329
−HK$8,381/mo
Today · 4.125%
HK$324,710
baseline
▲ 0.50% · 4.625%
HK$341,826
+HK$17,116/mo
Deposit HK$40.48M · loan HK$60.72M · min. income ≈ HK$649,420/mo (50% DSR)
Upfront cash ≈ HK$45.09M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,069
−HK$20,259/mo
▼ 0.25% · 3.875%
HK$333,118
−HK$10,210/mo
Today · 4.125%
HK$343,328
baseline
▲ 0.50% · 4.625%
HK$364,219
+HK$20,891/mo
Deposit HK$30.36M · loan HK$70.84M · min. income ≈ HK$686,656/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,411
−HK$19,418/mo
▼ 0.25% · 3.875%
HK$369,050
−HK$9,779/mo
Today · 4.125%
HK$378,829
baseline
▲ 0.50% · 4.625%
HK$398,797
+HK$19,968/mo
Deposit HK$30.36M · loan HK$70.84M · min. income ≈ HK$757,658/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,374
−HK$26,048/mo
▼ 0.25% · 3.875%
HK$428,295
−HK$13,127/mo
Today · 4.125%
HK$441,422
baseline
▲ 0.50% · 4.625%
HK$468,281
+HK$26,859/mo
Deposit HK$10.12M · loan HK$91.08M · min. income ≈ HK$882,844/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,100
−HK$24,966/mo
▼ 0.25% · 3.875%
HK$474,493
−HK$12,573/mo
Today · 4.125%
HK$487,066
baseline
▲ 0.50% · 4.625%
HK$512,739
+HK$25,673/mo
Deposit HK$10.12M · loan HK$91.08M · min. income ≈ HK$974,132/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$4,610,204 · Scale 2, in force from 26 Feb 2026)